Home / Latent Defects Protection

Are you looking to buy or sell a property?

Although the used housing market has many advantages, it can also host some unpleasant surprises.
Protect your investment against latent defects!

Partners you can

  • Intégri-T en collaboration avec ACQ résidentiel

Trust and reliability

Protect yourself against latent defects

Whether you’re selling or buying a property, discovering a latent defect is never fun. ACQ Résidentiel’s resale guarantee will ensure all parties can rest easy.


Why get a guarantee for
latent defects?

Transaction protected by latent defects

The buying and selling process can be stressful and complex. Thanks to the Latent Defects Protection, you’ll mitigate the stress and complications related to uncovering hidden defects.

Financial protection up to $40,000

Uncovering latent defects can be expensive. Our guarantee provides you with financial protection of up to $40,000 for three years*, so that you can do any necessary corrective work as soon as possible.*Depending on your current guarantee contract

Comprehensive assistance

Is a claim inevitable? Our guarantee provides you with free assistance so that you can avoid the courts and expensive lawyer’s fees.

Selling or purchasing with
peace of mind

Select your profile:

Why choose a guarantee to cover
latent defects?

Get a financial protection of up to $40,000 for a period of 3 years* should latent defects be found.*Depending on your current guarantee contract
  • Gives you access to complete conciliation services lead by experts
  • Expedites the start of the necessary corrective work on hidden defects
  • Alleviates significantly the stress caused by financial loss

Why choose a guarantee to cover
latent defects?

Provide your buyers with up to $40,000 of financial protection over 3 years*, while limiting your responsibility in the event of a latent defect. *Depending on your current guarantee contract
  • Attract more potential buyers
  • Get a fair price
  • Limit your financial responsibility to $5,000 in the event of a claim
  • Get assistance in the event of a claim
  • Avoid the stress of potential legal proceedings

How does the guarantee work in the event of a claim?

Whether you’re buying or selling a property, in the event of a claim, your file will be handled by one of our experts and you’ll enjoy free, comprehensive assistance.

  • Avoid lawyer’s fees
  • Steer clear of the courts
  • Enjoy fast, easy management in the event of a claim
  • Eliminate administrative paperwork and tedious procedures
  • Ensure better relationships between buyers and sellers


Frequently asked questions

What types of buildings are eligible for the Latent Defects Protection?

Single-family homes, multiplexes of two to five units, and condo units (private areas only) that are more than five years old and sold with a legal guarantee are eligible for the Latent Defects Protection. Note that commercial buildings, buildings sold without a legal guarantee, and buildings that are less than five years old are NOT eligible.

Can the Latent Defects Protection be applied after the deed of sale has been notarized?

No. To be valid, the Latent Defects Protection must be applied before the deed of sale is signed, whether you are a buyer or a seller.

Is it possible that an eligible property might be refused by the Latent Defects Protection?

All properties can be protected by the Latent Defects Protection as long as they meet all eligibility criteria. Inspection reports make it possible to identify elements that are not covered by the guarantee, since they’ve been uncovered by an inspector. Once these elements are raised, they’re simply excluded from the guarantee.

Do you want to get in touch with us?

Fill out the form, and an agent will contact you as soon as possible to answer all your questions.

Would you like to contact the Residential ACQ (Latent defects protection)?

Please complete the form below